Progress: I lost interest in this. My numbers on those posts were low and I got into a stretch where I ended up buying lunch a lot...but I will say I am making more of an effort to remember to bring lunch.
Goal: Devise a budget and work with my husband to stick with it.
Progress: I created a budget and tracked our spending for a couple of months. We spend less than we make and we really don't enjoy tracking every penny. The leaks were where we thought they were and we just aren't real motivated to plug them.
Goal: Unless we end up needing to buy a car this year; do not take any money from savings; live on current income.
Progress: If you average our one-two times a year bills (mostly insurance and tuition) and divide by twelve, you end up with about $2,000/month, with more due at the end of the year than the beginning. Right now my checking account balance is $4150.00 higher than it was six months ago. I have about $15,000 in those big bills left to pay this year, so I'm $1,000 ahead.
Goal: Add $300/month to our Prosper or Lending Club accounts as savings for another car.
Progress: Two out of six ain't bad, is it? Acutally, I have purposely not worked on this goal because the next car purchase is in sight--we are buying my college girl a car at the end of the summer. It will give her a chance to get used to driving on a regular basis in the small college town rather than in suburbia. She'll also be able to drive herself to job interviews and otherwise prepare for life on her own--and she is moving off campus this year too.
Goal: Continue our 401K savings at the current level.
Progress: One of those out-of-sight, out-of-mind things. Yes, since we didn't change the paperwork, we've met this goal--and since I had a lot of overtime in April, it got a nice extra boost.
Goal: Add $100 per month to each of our Roth IRA's.
Progress: We owed money at tax time so I put $1,000 each in our regular IRAs to take care of that problem, so in some ways we are ahead ($2,000 vs $1200) but I'd like to get more money into those Roth IRAs too.
Goal: Renovate my den with the last money from my dad's estate.
Progress: Still waiting on the IRS
Goal: A second honeymoon for me and my husband.
Progress; Done! We had a great time in New York City last month.
Goal: Earn at least $50 per month from freelance writing.
Progress: So far this year I've earned over $688 so I'm ahead on this. In June I was over $300 and this month I will easily be over $100. I am managing to find the work; the question is how much will I have time to do once school starts, and how motivated will I be to continue. Suffice to say that I'm not getting rich with any of these assignments; most pay at or below minimum wage when everything is taken into account. On the other hand, I do them in my pjs when I would otherwise be wasting time, and I generally enjoy doing them--and my rate is trending higher.
How are you doing with your 2016 goals?
*Part of Financially Savvy Saturdays on brokeGIRLrich, Disease Called Debt and Little House in the Valley*Part of Financially Savvy Saturdays on brokeGIRLrich, A Disease Called Debt and One More Broke Twenty-Something*
http://diseasecalleddebt.com/extreme-saving-no-new-clothes/ 1. How We Avoided Buying New Clothes for a Whole Year http://brokegirlrich.com/the-little-costs-of-friendship/ 2. The Little Costs of Friendship http://familymoneyplan.com/interview-brokegirlrich/ 3. Behind the Screen Interview #7