Racing Towards Retirement

This week I brought my lunch every day but today so I have $20.00 to invest.  The cupboard was just too bare this morning. This week...

I told you in my " Plugging a Leak " post that a big money-waster in my life was buying lunch for no good reason.  I'll be ...

I'll confess, my husband and I do not have a budget, and never have in a formal sense.  We have always lived below our means on t...